What is Ford Credit?

Whether you plan to buy or lease, Ford Credit makes it easy to find a finance plan that is perfectly suited to your needs and budget. So, what is Ford Credit, exactly? It is the financial branch of Ford Motor Company. Learn more about how you can benefit from this program when purchasing your next vehicle at Bayer Ford.

Buying vs. Leasing

Ford Credit has multiple available plans whether you plan to buy or lease your next set of wheels. Let’s go over your Ford finance options in detail.

Buying 

• Standard Purchase: The Standard Purchase plan lets you enjoy flexible payment terms on our wide selection of new, used, and certified pre-owned vehicles. Benefits include the opportunity to build equity, limitless customization options, no mileage restrictions, and no extra/wear use charges.
• Flex Buy: The Flex Buy program applies to new Ford vehicles and offers special payment structures with lower payments during the first few years of ownership. 

Leasing

• Red Carpet Lease: This plan allows you to choose from a range of terms on our high-quality new vehicles. For example, the Advance Payment Program lets Stephenville drivers combine all their payments into one lump sum lease payment that is typically cheaper than what you would pay if you went month-to-month. You also get a variety of lease-end opportunities, whether you just want to return the vehicle, purchase it, or upgrade to a new Ford lease. The choice is yours!

Benefits of Ford Credit

Not only does Ford Credit provide you with a variety of Ford finance options, but it also offers the tools and knowledge you need to make a sound decision on your next vehicle. What’s more, you’ll enjoy peace of mind knowing that there are Ford finance specialists standing by in the event you need assistance. If you get into a car accident, become ill, or are a victim of a natural disaster, Ford Credit is here to assist and provide payment relief when you need it.

Learn More About Ford Credit withBayer Ford

When it’s time to lease or buy your next vehicle, you can’t go wrong with the Ford Credit program. If you’re still wondering, “What is Ford credit?” Or have any other questions, don’t hesitate to get in touch with our finance department. Our experts are here to help!